Senior Associate: Business Analyst – Payments (SWIFT & Global Plus)
Location: United States (Remote)
About Cognizant
Cognizant (NASDAQ: CTSH) is one of the world’s leading professional services companies, transforming clients’ business, operating, and technology models for the digital era. With a global footprint across multiple industries, Cognizant helps organizations modernize technology, reimagine processes, and transform experiences to stay ahead in a rapidly changing world.
Our Consulting practice partners with senior leaders at global enterprises to drive strategic transformation programmes across banking, capital markets, payments, and financial services. We combine deep industry expertise with technology-led innovation to deliver measurable business outcomes.
About the Role
We are seeking an experienced Business Analyst – Payments to support large-scale transformation initiatives within global banking and payments ecosystems. The ideal candidate will bring deep expertise in SWIFT messaging (MT/MX, ISO 20022) and hands-on experience working with the Global Payments Plus (GPP / Global Plus) platform.
You will play a key role in analyzing complex payment message flows, ensuring regulatory compliance, and partnering cross-functionally to deliver high-quality, scalable solutions in a fast-paced consulting environment.
Key Responsibilities
- Analyze, document, and validate SWIFT payment message flows, including MT and MX formats within Global Plus implementations
- Perform detailed impact analysis and data mapping to support ISO 20022 migration and structured address requirements
- Collaborate with business, operations, and technology teams to gather and refine requirements
- Translate business requirements into clear functional specifications and process documentation
- Support system testing, validation, and troubleshooting, ensuring accurate payment processing outcomes
- Ensure adherence to regulatory requirements and industry standards, including ISO 20022 compliance
- Communicate effectively with stakeholders on system behavior, message standards, and changes in compliance requirements
Required Qualifications
- 10+ years of experience as a Business Analyst within banking or financial services, with a strong focus on payments
- Deep expertise in SWIFT messaging (MT/MX formats) and ISO 20022 standards
- Hands-on experience with Global Payments Plus (GPP / Global Plus) or similar payments platforms
- Strong understanding of payment processing workflows, settlement processes, and compliance requirements
- Proven ability to perform data mapping, impact assessments, and validation activities
- Experience working in Agile or hybrid delivery environments
- Excellent stakeholder management and communication skills
Preferred Qualifications
- Prior consulting experience working with tier-1 banks or large financial institutions
- Exposure to payment modernization or ISO 20022 migration program
- Familiarity with end-to-end payments lifecycle (wire, cross-border, clearing systems, etc.)
Work Mode
This role is Remote (USA-based). Candidates must be authorized to work in the United States without employer sponsorship, now or in the future.
Compensation
The annual salary for this position is expected to be between $86,000 USD - $101,000 USD, depending on experience, qualifications, and location. This role may also be eligible for performance-based incentives and bonuses.
Benefits
- Comprehensive health, dental, and vision coverage
- Retirement savings plans with employer contributions
- Paid time off, including vacation and holidays
- Employee wellness and assistance programs
- Learning and development opportunities, including certifications and upskilling
- Flexible, remote-first work environment
Equal Opportunity Employer Statement
We are an equal opportunity employer and are committed to fostering an inclusive and diverse workplace. All qualified applicants will receive consideration without regard to race, color, religion, gender, sexual orientation, national origin, disability, or veteran status.
Application Deadline
Applications for this role will be accepted until 4 July 2026.
コグニザントについて
コグニザント（NASDAQ: CTSH）は、AI Builderおよびテクノロジーサービスプロバイダーとして、お客様にフルスタックのAIソリューションを構築することで、AI投資と企業価値を結ぶ架け橋となっています。業界、ビジネスプロセス、エンジニアリングに関する当社の深い専門知識を活かし、組織固有のビジネス環境をテクノロジー・システムに組み込みます。これにより、人間の可能性を最大限に引き出し、確かな成果を実現するとともに、急速に変化する世界においてグローバル企業が常に一歩先を行くための支援を行っています。 詳細については、cognizant.ai をご覧ください。
雇用に関する追加情報
本募集に記載されている報酬情報は、掲載日時点で正確なものです。Cognizantは、適用される法令に従い、いつでも本情報を変更する権利を留保します。
応募者は、対面またはビデオ会議による面接への参加を求められる場合があります。また、各面接の際に、現在有効な州政府または政府発行の身分証明書の提示を求められる場合があります。
Cognizantは機会均等雇用主です。応募および選考において、人種、肌の色、性別、宗教、信条、性的指向、性自認、国籍、障がい、遺伝情報、妊娠、退役軍人の地位、その他連邦法・州法・地方自治体の法律により保護されるいかなる特性に基づく差別も行いません。
