Senior Associate: Business Analyst – Payments (SWIFT & Global Plus)
Location: United States (Remote)
About Cognizant
Cognizant (NASDAQ: CTSH) is one of the world’s leading professional services companies, transforming clients’ business, operating, and technology models for the digital era. With a global footprint across multiple industries, Cognizant helps organizations modernize technology, reimagine processes, and transform experiences to stay ahead in a rapidly changing world.
Our Consulting practice partners with senior leaders at global enterprises to drive strategic transformation programmes across banking, capital markets, payments, and financial services. We combine deep industry expertise with technology-led innovation to deliver measurable business outcomes.
About the Role
We are seeking an experienced Business Analyst – Payments to support large-scale transformation initiatives within global banking and payments ecosystems. The ideal candidate will bring deep expertise in SWIFT messaging (MT/MX, ISO 20022) and hands-on experience working with the Global Payments Plus (GPP / Global Plus) platform.
You will play a key role in analyzing complex payment message flows, ensuring regulatory compliance, and partnering cross-functionally to deliver high-quality, scalable solutions in a fast-paced consulting environment.
Key Responsibilities
- Analyze, document, and validate SWIFT payment message flows, including MT and MX formats within Global Plus implementations
- Perform detailed impact analysis and data mapping to support ISO 20022 migration and structured address requirements
- Collaborate with business, operations, and technology teams to gather and refine requirements
- Translate business requirements into clear functional specifications and process documentation
- Support system testing, validation, and troubleshooting, ensuring accurate payment processing outcomes
- Ensure adherence to regulatory requirements and industry standards, including ISO 20022 compliance
- Communicate effectively with stakeholders on system behavior, message standards, and changes in compliance requirements
Required Qualifications
- 10+ years of experience as a Business Analyst within banking or financial services, with a strong focus on payments
- Deep expertise in SWIFT messaging (MT/MX formats) and ISO 20022 standards
- Hands-on experience with Global Payments Plus (GPP / Global Plus) or similar payments platforms
- Strong understanding of payment processing workflows, settlement processes, and compliance requirements
- Proven ability to perform data mapping, impact assessments, and validation activities
- Experience working in Agile or hybrid delivery environments
- Excellent stakeholder management and communication skills
Preferred Qualifications
- Prior consulting experience working with tier-1 banks or large financial institutions
- Exposure to payment modernization or ISO 20022 migration program
- Familiarity with end-to-end payments lifecycle (wire, cross-border, clearing systems, etc.)
Work Mode
This role is Remote (USA-based). Candidates must be authorized to work in the United States without employer sponsorship, now or in the future.
Compensation
The annual salary for this position is expected to be between $86,000 USD - $101,000 USD, depending on experience, qualifications, and location. This role may also be eligible for performance-based incentives and bonuses.
Benefits
- Comprehensive health, dental, and vision coverage
- Retirement savings plans with employer contributions
- Paid time off, including vacation and holidays
- Employee wellness and assistance programs
- Learning and development opportunities, including certifications and upskilling
- Flexible, remote-first work environment
Equal Opportunity Employer Statement
We are an equal opportunity employer and are committed to fostering an inclusive and diverse workplace. All qualified applicants will receive consideration without regard to race, color, religion, gender, sexual orientation, national origin, disability, or veteran status.
Application Deadline
Applications for this role will be accepted until 4 July 2026.
Over Cognizant
Cognizant (NASDAQ: CTSH) is een bouwer van AI-oplossingen en een leverancier van technologiediensten. Wij slaan de brug tussen AI-investeringen en ondernemingswaarde door het bouwen van full-stack AI-oplossingen voor onze klanten. Onze diepgaande kennis van sectoren, processen en engineering stelt ons in staat om de unieke context van een organisatie te verankeren in technologische systemen. Deze systemen versterken het menselijk potentieel, realiseren tastbare resultaten en geven wereldwijde ondernemingen een voorsprong in een snel veranderende wereld. Ontdek hoe op cognizant.ai of @cognizant.
Aanvullende arbeidsinformatie
De informatie over de beloning is correct op de datum van deze vacature. Cognizant behoudt zich het recht voor om deze informatie op elk moment te wijzigen, met inachtneming van de toepasselijke wetgeving.
Van sollicitanten kan worden verwacht dat zij gesprekken bijwonen, persoonlijk of via een videogesprek. Daarnaast kan van kandidaten worden gevraagd om tijdens elk gesprek een geldig, door de overheid uitgegeven identiteitsbewijs (zoals een identiteitskaart of paspoort) te tonen.
Cognizant is een werkgever die gelijke kansen biedt. Je sollicitatie en kandidatuur worden niet beoordeeld op basis van ras, huidskleur, geslacht, religie, levensovertuiging, seksuele geaardheid, genderidentiteit, nationale afkomst, handicap, genetische informatie, zwangerschap, veteranenstatus of enige andere eigenschap die wordt beschermd door federale, regionale of lokale wetgeving.
